Please read these terms carefully before using our platform and services.
Welcome to Factss.io ("we," "our," or "us"). By accessing or using our website, mobile applications, and services (collectively, the "Services"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Services.
These Terms constitute a legally binding agreement between you and Factss.io regarding your use of the Services. Our Privacy Policy is incorporated by reference into these Terms.
Throughout these Terms, we use certain capitalized terms with specific meanings:
To access certain features of our Services, you must register for an account. When registering, you agree to provide accurate, current, and complete information about yourself. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
You agree to:
We reserve the right to disable any account at any time for any reason, including if we believe you have violated these Terms.
We offer various subscription plans with different features and pricing. The details of each plan are described on our website. We reserve the right to modify, terminate, or otherwise amend our offered subscription plans at any time.
We may offer a free trial period for our Services. After the trial period ends, your account will automatically convert to a paid subscription unless you cancel before the trial period expires.
All payments are due at the beginning of each billing period. By subscribing to our Services, you authorize us to charge the payment method you provide for the applicable subscription fees and any taxes or fees that may apply. You agree to maintain valid payment information in your account.
Subscriptions automatically renew at the end of each billing period unless you cancel before the renewal date. The renewal rate will be the same as the initial rate unless we notify you of a rate change before renewal.
You may cancel your subscription at any time through your account settings or by contacting our customer support. After cancellation, you will have access to the Services until the end of your current billing period, but you will not receive a refund for any portion of the current billing period.
We reserve the right to adjust pricing for our Services at any time. If the subscription fee changes, we will notify you at least 30 days in advance of the change. By continuing to use the Services after a price change goes into effect, you agree to pay the updated fee.
All subscription fees are non-refundable except in cases where required by law or as specifically provided in these Terms.
All aspects of our Services, including but not limited to the software, design, text, graphics, logos, icons, images, audio clips, digital downloads, data compilations, and code, are the property of Factss.io or our licensors and are protected by copyright, trademark, and other intellectual property laws.
We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use our Services for your personal or internal business purposes. This license does not allow you to:
Reports and Content provided through our Services are for informational purposes only. You may use these materials for your internal business purposes but may not redistribute, resell, or commercially exploit them without our explicit written permission.
When using our Services, you agree not to:
THE SERVICES AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NON-INFRINGEMENT. WITHOUT LIMITING THE FOREGOING, WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE.
While we strive to provide accurate information, we cannot guarantee the accuracy, completeness, or timeliness of the Reports or Content available through our Services. Any reliance on such information is at your own risk.
Our Services are not intended to provide financial, investment, or other professional advice. Any decisions made based on information provided through our Services are solely your responsibility.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL FACTSS.IO, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES, OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA, OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE SERVICES.
OUR TOTAL LIABILITY FOR ANY CLAIMS UNDER THESE TERMS, INCLUDING FOR ANY IMPLIED WARRANTIES, IS LIMITED TO THE AMOUNT YOU PAID US TO USE THE SERVICES DURING THE TWELVE (12) MONTHS PRECEDING THE CLAIM.
You agree to defend, indemnify, and hold harmless Factss.io and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including, without limitation, reasonable legal and accounting fees, arising out of or in any way connected with your access to or use of the Services or your violation of these Terms.
We may terminate or suspend your access to all or part of the Services, without notice, for any conduct that we, in our sole discretion, believe violates these Terms or is harmful to other users of the Services or third parties, or for any other reason.
Upon termination, your right to use the Services will immediately cease, and we may delete or remove any content associated with your account.
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will provide notice of changes by posting the updated Terms on our website. Your continued use of the Services after any such changes constitutes your acceptance of the new Terms.
These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions. Any dispute arising from or relating to these Terms or your use of the Services shall be resolved exclusively in the courts located in New York, New York.
These Terms constitute the entire agreement between you and us regarding your use of the Services, superseding any prior agreements between you and us relating to your use of the Services.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. The waiver of any such right or provision will be effective only if in writing and signed by an authorized representative of Factss.io.
If any provision of these Terms is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced to the fullest extent under law.
You may not assign or transfer these Terms, by operation of law or otherwise, without our prior written consent. Any attempt by you to assign or transfer these Terms without such consent will be null and void. We may freely assign or transfer these Terms without restriction.
If you have any questions about these Terms, please contact us at:
legal@factss.io
Factss, Inc.
123 Tech Plaza, Suite 500
San Francisco, CA 94103
Last updated: March 1, 2025